With Plus you make no compromises: unlimited withdrawals, the best interest rate, comprehensive insurance, and a double contribution to climate projects with every card payment.
For the first 90 days on the savings account, then 1.5% p.a.*
Travel and Leisure Protection Plus¹
International travel health -, emergency -, ticket -, trip cancellation -, baggage insurance & mobile phone theft protection
Unlimited free withdrawals
Worldwide at all ATMs with the Visa logo²
Unlimited sub-accounts
Save your money in as many Pockets as you like with your own goals
Double contribution
to climate projects with every card payment compared to Now & Change
Free Wooden Card
Visa Debit Card made from wood is included with Plus
The Best Interest Rate at Tomorrow
With Plus you get 3.1 % p.a.* on your savings account for the first 90 days, and after that 1.5 % p.a.* – still the best rate we offer. Monthly payouts, always accessible, no lock-in.
With the Travel and Leisure Protection Plus¹ you are comprehensively covered – without extra costs, automatically included.
While travelling: International travel health insurance, 24/7 emergency assistance, trip cancellation, flight and baggage delay insurance and baggage insurance
In your leisure time: Ticket insurance for concerts, festivals, events.
In everyday life: Mobile phone theft insurance
You’ll find all the important information here or directly in the Tomorrow App.
Double contribution to climate protection projects
Every time you pay with your Tomorrow card, a small fee flows from merchants to us. We pass on part of this fee to a climate protection project - currently a rewilding project at the Eastern Cape in South Africa. With Plus we double this part and thus your contribution - without you having to do anything extra.
Install the Tomorrow App from the App Store or Google Play Store.
2
Open your account
Start the account opening with your personal details, then choose your account model & card.
3
Verify your identity
Confirm your identity via video call, eID or BankID – your choice.
For our Zero community: Your impact continues
Your Zero account continues as usual and your climate contribution keeps making an impact. Together with the Zero community, you support impact projects in three areas:
Plus costs €17.90 per month. You get the Tomorrow account with the most features: unlimited free withdrawals worldwide, unlimited sub-accounts, our best interest rates on the savings account, the most comprehensive insurance for travel, leisure, and everyday life, worldwide fee-free payments, and a free joint account. Every card payment also funds climate protection projects, and with Plus, Tomorrow doubles your contribution. You'll find a full overview of all features in our account comparison.
When you open a new Tomorrow account and a savings account, you get 3.1 % interest p.a.* for the first 90 days – on a balance of up to € 50,000. After these 90 days, your interest rate is 1.5 % p.a.* – still the highest rate of any Tomorrow account model. Interest is paid monthly, your money is always available – without lock-in or minimum term. The customer must have a German tax ID. Here you can read all the terms again.
With the Travel and Leisure Protection Plus¹ you are covered in the three most important areas – automatically, without extra costs:
While travelling:
International health insurance
24/7 emergency assistance
Trip cancellation insurance
Flight and baggage delay insurance
Travel baggage insurance
In your leisure time:
Ticket insurance (e.g. for concerts, festivals, events)
In everyday life:
Phone theft insurance
The insurance is provided in partnership with HanseMerkur. Should anything happen, you’ll find all important information and contacts directly in the Tomorrow App – no paperwork. Valid for all Plus accounts opened from 01.06.2026.
Alongside your sustainably invested deposits, the climate contribution ensures that a portion of the card fee from every payment with the Tomorrow Debit Card goes directly into climate protection.
Every time you pay with your Tomorrow card, a small fee flows from merchants to us. We pass on part of this fee to a climate protection project – currently a rewilding project at the Eastern Cape in South Africa. With Plus we double this part and thus your contribution – without you having to do anything extra.
No, you don’t have to do anything. Your Zero account, your price and your contribution towards more climate protection remain as usual. The impact projects you support with your contribution also continue. If you’d like to switch to Plus, you can do so at any time directly in the Tomorrow App.
Yes. With your Plus account you receive our Wooden Card for free – a symbol of a conscious approach to money and consumption.
Your account. Your impact.
Download the Tomorrow app now and open your account in just a few minutes.
The Tomorrow account is provided by our banking service provider, Solaris SE. Solaris SE is a fully regulated European bank, licensed and supervised by the Federal Financial Supervisory Authority (BaFin). Your deposits are therefore protected up to € 100,000 by the German Deposit Guarantee Scheme (DGS). This protection applies per customer / per bank, in this case Solaris SE. If you hold multiple accounts with Solaris, the deposit protection applies to all your accounts in total.
* Interest rate of 3.1 % p.a. applies to customers who open a Tomorrow account and savings account between September 1 and September 30, 2026, for the first 90 days on a maximum balance of € 50,000. Outside the promotional period, the regular interest rate for your chosen account type applies - also on balances up to € 50,000. Now customers who opened their account before February 19, 2025, cannot open a savings account. The customer must have a German tax ID. You can read all the conditions again here.
¹ Occasionally, ATM operators may charge fees over which Tomorrow has no control. In addition, the Now account model charges a 2 % foreign currency fee for all withdrawals and card payments in non-euro currencies.
² Insurance services are provided by HanseMerkur. Terms & Conditions can be found here for Change and Plus.